Also I remember reading an argument about that some time ago, not sure there was a real difference in what the two sides were arguing. Looking at the pictures for some of the clothing it doesn't look like it's that armored, and looks more like clothing to me.
The argument boiled down to using the common-use definition of the word "clothing" as "a worn garment" vs a strict adherence to some fiddly technicalities in the book that were represented to mean that only the item "Clothing 0/0" counted as clothing, and everything else was armor and neither the twain shall meet. Now, let us not go back to that dark place, because I'm sure FastJack would be happier that way.
As for the subject at hand, I submit to you that the Yamaha "Sakura Fubuki" loaded with Stick'n'Shock is a fun little toy. Light pistol based off the real-world "Metal Storm" weapon concept, 40 round capacity in four tubes, can fire Narrow Short Bursts, but only takes recoil as if from firing single-shot.
Chop the stock, Suppress it, Cham-Coat it, add an Improved Range Finder, then slap on a Smartgun System accessory and put it in a Concealable Holster.
-7 Conceal, base -7 to hear it when it fires, no range penalties out to 15 meters, and can fire 13 bursts before reloading.