I forgot about that rule. Crap.
If learning skills takes a certain number of days, and I have the days to use, why should we be limited to a certain number of skills. It makes sense when downtimes are an abstract amount of time. Our next downtime may not be until February of 2017.
Grrrr. My Logic is 2, so this throws major monkey wrenches.
My karma/ nuyen plans were thus: (double check to make sure I'm not missing anything)
Smiles is letting me pick up an old beat up motorcycle for 10% cost, plus 10% to Arc to get it running. Old Mirage (retconned to look like any plain Kawasaki bike): 2,000 Nuyen
learn Artificing skill at 1 rank: I have the one karma
Buy and learn 2 spells (increase intuition, watcher ritual) 21,000 (500 each for spells, convert 20k nuyen to 10 karma)
Purchase Nixdorf Secretar commlink through my decker contact, with program carrier mod added and Programs: Virtual Machine, sneak, search, browse, signal scrub, encrypt) : $6,400, plus any premium Smiles may add.
Bond an F1 Sustaining focus, convert 4K nuyen to 1 karma
Pay lifestyle; 3K nuyen
I had planned on converting my last 2K nuyen to 1 karma to learn to drive the motorcycle, but looks like I can't.