I realize many of the posters here don't actually have the SR6 CRB yet. Those of you who do, however, perhaps can answer this question. Step 4 Spend Customization Karma (pg 66) seems pretty specific that the 50 bonus Karma can ONLY be spent on Attributes, Skills, and extra nuyen for Gear. Yet the character advancement chart on the next page includes Karma costs for new specializations, spells/complex forms, and Initiation/Submersion. Can you buy such things with the bonus Karma or not? I think no but (naturally) my players want to burn down the city right out of the gate because they're drekheads.