I understand you seem to think I am coming at this from "Oh no its a trap," that aside, I will explain my point. I've tried to be delicate.
Not for the faint of heart, you've been warned don't cry to the mods if you read it and are offended.
[spoiler]That said, the "broken banjo club" is a group of guys that have "broken the banjo". In this case, the banjo is slang fr their penis. It could happen in many different ways, for example when you bump into a solid when you're hit with an illusion spell. I honestly don't care if someone is playing a ladyboi for a character, my objection is that an illusion can only carry you so far. If you're doing the typical "I'll seduce the dude, then drug/beat them unconscious/stunbolt them" trope any good GM will call the bluff one day. Either you'll run into someone that isn't dumb enough to fall for it, or someone that will take you up on it weather you like it or not.[/spoiler]