With the Power point and Magic clarification on p. 3 in the SR5 errata all fall into place if you read Adept as including both [Physical] Adept and Mystic Adept except when it explicit state that the rule does not apply to mystic adept.
SR5 p. 68, 71 Step Three: Choose Magic or Resonance
Note that while adepts receive Power Points for free (equal to their Magic rating), mystic adepts do not. Mystic adepts must purchase Power Points using Karma at the cost 2 Karma per full Power Point. The maximum number of Power Points Mystic Adepts may have is equal to their Magic rating. These points would be purchased during Step Seven: Spending Your Left Over Karma (p. 98).
- [Physical] Adept get free power points during chargen.
- Mystic Adept pay karma for power points during chargen.
SR5 p. 69 Magic User Types Red Box
• Adepts gain Adept Powers that are purchased with Power Points. Adepts receive a number of Power Points equal to their Magic rating.
• Mystic adepts must purchase their Power Points with Karma (2 Karma each at character creation for a full Power Point, with a maximum number of points equal to their Magic attribute rating).
- [Physical] Adept get free power points during chargen.
- Mystic Adept pay karma for power points during chargen.
SR5 p. 101 Character Creation Checklist Red Box
Mystic adepts do not get their Power Points for free like other adepts, but must spend 2 Karma per Power Point.
- [Physical] Adept get free power points during chargen.
- Mystic Adept pay karma for power points during chargen.
SR5 Errata p. 1 Mystic Adept Power Points (ref: p. 71 Choose Magic or Resonance)
The amount of karma mystic adepts spend to buy Power Points is changed from 2 Karma to 5 Karma per full Power Point. This also means the fifth bullet point under Mystic Adepts on p. 69 should be changed.
- Mystic Adept pay 5 karma for power points during chargen.
SR5 p. 278-279 Power Points
Power Points are the quantified qi energy that adepts can spend to buy permanent powers. At character creation, adepts receive Power Points equal to their Magic attribute, while mystic adepts have to buy Power Points with Karma. Subsequently, Power Points can come in two ways. You get a free Power Point whenever you increase your Magic attribute, and you can gain a Power Point through Initiation (p. 324) instead of gaining a metamagic.
- [Physical] Adept get free power point during chargen.
- Mystic Adept pay karma for power points during chargen.
- Post chargen both [Physical] Adept and Mystic Adept get a free power point when magic increase
- Post chargen both [Physical] Adept and Mystic Adept can get power point from initiation
SR5 errata p. 3 Power Points and Magic Clarification (ref: p. 279 Power Points Paragraph)
Change to following sentence: “You get a free Power Point whenever you increase your Magic attribute, and you can gain a Power Point through Initiation (p. 324) instead of gaining a metamagic.” To: “If you’re an adept, you get a free Power Point whenever you increase your Magic attribute (though this doesn’t apply to mystic adepts, and you can gain a Power Point through Initiation (p. 324) instead of gaining a metamagic.”
- Post chargen only [Physical] Adept get a free power point when magic increase
- Post chargen both [Physical] Adept and Mystic Adept can get power point from initiation
SR5 p. 326 Metamagic
Power Point (Adepts Only): If you’re an adept, you gain a Power Point instead of a metamagic. You can take this as many times as you like.
- Both [Physical] Adept and Mystic Adept can pick this power to gain Power Point instead of metamagic.