SINs are stored in regional SIN databases and combine a LOT of info on you. (DNA profile, date of birth to the exact minute, place of birth, sex, race, nationality,) and are constantly updated as life goes on. (Employment history, educational background, bank accounts, tax records, etc)
And all this is stored in what is effectively an ultraviolet node. Which means, your chances of hacking it are slim... thing about your modern day driver's license. There is a number on it, and if you happen to know your number and not have your license, you can give the cop the number, and he can pull up additional info to ask you to verify that you are you...
Same thing with a SIN. You have the number displayed by your commlink, and for trips on the bus, or the stuffershack that is good enough. Try to by that new commlink for $1000 and they might make sure you resemble the SIN info. ("Lets see... human, blonde, blue eyes, male, in his 30s... yep.") Try to by that $20,000 americar and they might require a biometric scan. ("And yo complete the purchase Mr. Jones, just put your eye up to the scanner. Thank you")
But to get that really wiz piece of gear? DNA sample might be needed...